Decarling mods...

Need help and advice with Insurance ?
Gypsyhew
A45 Novice
A45 Novice
Posts: 1075
Joined: Sun Jan 01, 2017 3:10 pm
Location: Oxfordshire
x 137

Decarling mods...

Post by Gypsyhew » Wed Sep 20, 2017 11:20 am

So wanting the ECU remap for my car, got a feeling it might be a long shot to even be insured :( now I'm with admiral and can fill out a change to my policy and get a quote however I'm slightly worried that if I submit this form and they say they can't insure me, will it be held against my policy that I asked for a quote for remapping and might effect my next renewal?
0 x
Pre FL cosmos black, Performance exhaust, Resonator delete, Performance pack, Performance suspension, Debadged.

User avatar
RS6BRIT
A45 Novice
A45 Novice
Posts: 1394
Joined: Fri Dec 23, 2016 11:16 pm
Location: Lower Sunbury
x 223

Re: Decarling mods...

Post by RS6BRIT » Wed Sep 20, 2017 3:55 pm

Why not do an online quote with fake details but mirroring you're details ?
0 x

Gypsyhew
A45 Novice
A45 Novice
Posts: 1075
Joined: Sun Jan 01, 2017 3:10 pm
Location: Oxfordshire
x 137

Re: Decarling mods...

Post by Gypsyhew » Wed Sep 20, 2017 4:04 pm

RS6BRIT wrote:Why not do an online quote with fake details but mirroring you're details ?
YES that's a solid idea :D only downside is my insurance is a multicar policy so it being a single quote it's going to be crazy expensive but if they do accept the mod looks like I'm all good :D
0 x
Pre FL cosmos black, Performance exhaust, Resonator delete, Performance pack, Performance suspension, Debadged.

Gypsyhew
A45 Novice
A45 Novice
Posts: 1075
Joined: Sun Jan 01, 2017 3:10 pm
Location: Oxfordshire
x 137

Re: Decarling mods...

Post by Gypsyhew » Wed Sep 20, 2017 4:11 pm

Just did it and first quote came up as admiral so ECU remap is a go :lol:
1 x
Pre FL cosmos black, Performance exhaust, Resonator delete, Performance pack, Performance suspension, Debadged.

User avatar
RS6BRIT
A45 Novice
A45 Novice
Posts: 1394
Joined: Fri Dec 23, 2016 11:16 pm
Location: Lower Sunbury
x 223

Re: Decarling mods...

Post by RS6BRIT » Wed Sep 20, 2017 4:19 pm

Bloody good show !!
1 x

gotbass
A45 Newbie
A45 Newbie
Posts: 104
Joined: Wed Mar 28, 2018 12:43 pm
x 1

Re: Decarling mods...

Post by gotbass » Mon Apr 30, 2018 2:45 pm

Gypsyhew wrote:
Wed Sep 20, 2017 4:11 pm
Just did it and first quote came up as admiral so ECU remap is a go :lol:
same position as you.

Could you pm me how much extra they charged when you declared it?

Thanks
0 x

crocko2
New User
New User
Posts: 28
Joined: Sat Nov 25, 2017 10:31 pm
x 1

Re: Decarling mods...

Post by crocko2 » Tue Jun 26, 2018 4:08 pm

Just called my current insurer to see what the premium would be if I added an intake and dump valve. After 20 minutes discussion the underwriter refused to insure the car if modified. That was with Esure, even the guy on the call desk was surprised!
I would've expected minimal mods like that to have just warranted a small premium increase, not complete refusal 😡

So did an online quote from Admiral and came out at slightly under £100 a year extra. Still gonna search around, maybe try Adrian Flux.
0 x

User avatar
hurlybird
A45 Newbie
A45 Newbie
Posts: 102
Joined: Fri Dec 30, 2016 9:37 am
Location: North West
x 3

Re: Decarling mods...

Post by hurlybird » Tue Jun 26, 2018 4:59 pm

crocko2 wrote:
Tue Jun 26, 2018 4:08 pm
Just called my current insurer to see what the premium would be if I added an intake and dump valve. After 20 minutes discussion the underwriter refused to insure the car if modified. That was with Esure, even the guy on the call desk was surprised!
I would've expected minimal mods like that to have just warranted a small premium increase, not complete refusal 😡

So did an online quote from Admiral and came out at slightly under £100 a year extra. Still gonna search around, maybe try Adrian Flux.
Try Aviva, added an intake with no charge :D
0 x

User avatar
MarkM
A45 Novice
A45 Novice
Posts: 1400
Joined: Thu Jan 19, 2017 4:57 pm
Location: NI
x 147
Contact:

Re: Decarling mods...

Post by MarkM » Tue Jun 26, 2018 5:50 pm

LV worked for me this year, mods declared :) £240 cheaper than Admiral and £139 cheaper than my usual performance car insurer (Pace Ward)
0 x
2017 F82 Mineral White M4 Competition | M Performance carbon everywhere | Pro Nav | Rev. Cam | Carbon interior pack | Rollin’ on 20s | Still popping/crackling, still +tartiness |

crocko2
New User
New User
Posts: 28
Joined: Sat Nov 25, 2017 10:31 pm
x 1

Re: Decarling mods...

Post by crocko2 » Fri Jun 29, 2018 4:39 pm

Thanks all! Goodbye Esure, hello LV 😁
1 x

Post Reply